How am I saving customers between $50 and $150 per month on their mortgage payments? It's called the FHA streamline refinance. It's not a new program, but very few people know about it and have yet to take advantage of it. There is no appraisal required, no tax returns required, no closing costs, and very little documentation necessary. Here is how it works:
-you must currently have an FHA mortgage and made at least six payments
-you must have a minimum credit score of 640
-you must currently be employed
-cannot have any late mortgage payments in the last year
If your current interest rate is 5.0% or above and you meet these requirements, you are eligible for 30 year rates at 4.50% (5.1% APR) with no closing costs. Lower rates are also available if you are willing to cover minimal costs. Our reputable company has the experience to offer you a quick and easy refinance while offering the best rates. It will only take a few moments to find out how much you could save. Call or email me today to take advantage of this great program.
Lane Aldrich
Mortgage Banker
801-602-5746
LaneA@firstcolonymortgage.com
